If you are a new borrowers who want to take personal loan from bank or an existing customer who wants to know the current rates of HDFC & Axis Bank then you are at the right place. Compare on your own now. Check your eligibility down below & get quick loan disbursal today.
HDFC is a leading bank which provides personal loan at competitive interest rate & transparent process. You can get personal loan eligibility in 1 minute available online and across all branches.
It provides special loan offers for women employees and you can get your loan amount in just 2 days after successful completion of documentation process and sole discretion of HDFC Bank Ltd.
You can also secure your HDFC Bank Personal Loan with Sarv Suraksha Pro which includes credit shield cover equal to the outstanding loan amount.
Minimum documents are required and the customer are offered with the facility of hassle – free loan disbursal process.
You can contact the bank in case of any confusion via wechat, Click2Talk, Phone Banking & SMS.
Whereas, Axis Bank provides personal loan for a minimum of ₹ 50,000/- at attractive interest rate starting at just 15.5% p.a. One can avail loan from axis bank for the purpose of wedding, renovating your home or travelling.
You can get personal loan at affordable rates and flexible repayment tenure. Also, check your Monthly installments on desired loan amount with Axis Bank Personal loan EMI Calculator and know how much you need to pay monthly in less than a minute.
Borrowers can apply easily by the various means mentioned below :-
Online Procedure – You can simply provide your Name, Address, Email ID, Pincode, Mobile number to get instant quote online.
Visiting axis bank loan center – Alternatively, you can also visit your nearest axis bank loan centre. You just need to select your State, city & area.
By calling on Call Center at any of these toll free numbers: 1800 233 5577 or 1800 209 5577 or 1800 103 5577.
Refer to the information given below for further details about both the banks & get a clear view of your personal loan plans.
| HDFC Bank V/S AXIS BANK PERSONAL LOAN | ||
| PARAMETERS | HDFC BANK | AXIS BANK |
| Eligibility criteria | Salaried individual working as doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies aged between 21 to 60 years of age | Salaried individual working as doctors, Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies aged between 21 to 60 years of age |
| Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer | Minimum salary should be ₹ 15,000/- | |
| Minimum salary should be ₹ 15,000/- & ₹ 20,000 for Metropolitan cities | ||
| Interest Rates | 15.75% to 20% | 15.50% to 24% |
| Processing fee | Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers. | 1.50% to 2% + GST as applicable |
| Loan amount | ₹ 15 lakh | ₹ 15 lakh |
| Loan tenure | 1 year to 5 year | 1 year to 5 year |
Documents Required by HDFC & AXIS Bank
- Application duly filled
- Latest salary slip
- Latest 3 months bank statement
- Identity Proof : Passport, PAN card or Voter ID
- Address Proof : Passport, Electricity bill or Driving license
- Signature Proof : Passport, PAN card
- Latest passport sized photograph
- Loan Agreement duly signed
- Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
- Qualification or registration proof in case of doctors, Architects, CA, CS, ICWA, MBA consultant, Engineers.
Loans n Insurances 