Amazon offers Cashback on purchase of Samsung Smartphones using your Credit Card

Amazon during its Amazon Samsung Days Sale is offering cashbacks on purchase of Samsung Smartphones using your credit card. The offer is valid for a limited time period only from May 28^th 2018 to May 31^st 2018.

You can now buy Samsung Galaxy A8 Plus at a discounted price of Rs. 29,990 from its original MRP of Rs. 32,999. You can also avail off upto Rs. 13,050 by giving your older smartphone as an exchange offer. Additionally, you get cashback worth Rs. 2,500 on using your Citibank Credit Card and Debit Card.

Samsung Galaxy A6 Plus can be purchased at a discount of Rs. 15,050 on exchanging it against the older handset. You receive cashback of Rs. 3000 on purchasing the smartphone using your ICICI Bank Credit Card.

Similarly, Samsung Galaxy A6 is being offered by Amazon at an exchange discount of upto Rs. 15,050. The original cost of the phone is Rs. 21,990. You get additional cashback of Rs. 3000 on purchasing the smartphone using ICICI Bank Credit Card.

Own Your Dream Car with SBI New Car Loan Scheme

Owning your brand new car has never been so easy. Well, SBI’s new car loan scheme has all that you ever dreamt of. With minimal documentation and quick disbursal, get yourself a new passenger car, multi utility vehicle (MUVs) and Sports Utility Vehicle (SUVs).

Under SBI’s new car loan scheme, avail lower interest rates, zero foreclosure charges, quick disbursal, and minimal paperwork.

SBI Car Loan – Processing Fee, Repayment, Tenure Period, Pre-Payment.

State Bank of India (SBI) finances upto 90% of the vehicle on-road price as loan. So, you no more have to worry about lesser funds for buying yourself a car. (On-road price includes the vehicle price, registration charges, insurance and extended warranty or total service package or annual maintenance contract or cost of accessories). The bank charges a processing fees of Rs. 1000/- plus GST on car loan upto Rs. 6 lakh and Rs. 1500/- plus GST on a loan amount above Rs. 6 lakhs. Borrow the SBI Car Loan for upto a period extending to 7 years. Make repayment of the car loan in easy monthly instalments at an interest rate of 8.90% to 9.40%. SBI calculates interest on daily reducing balance. You may also opt for pre-payment of the car loan as it levies you zero penalty charges on pre-payments. The Bank offers SBI life insurance cover on your new car.

Eligibility Criteria for SBI Car Loan

In order to avail Sbi car loan, the applicant should be in the age group 21 to 65 years.

• The bank offers car loan to regular employees of the state/ central government, public sector undertaking, private company or a reputed establishment with an annual income of Rs. 2,50,000. (loan amount- 48 times of Annual income).
• It is also offered to professionals, or self-employed businessmen, partnership firms with gross taxable income of Rs. 4,00,000 per annum. (Loan – 4x of annual net profit).
• SBI Car loan is also extended to individuals engaged in agricultural and allied activities with an annual income of Rs.4,00,000/-. (Loan amount- 3x of annual net profit).

Documents Required for SBI Car Loan

Documents that need to be submitted while applying for SBI Car loan include identity proof, residence proof, last 6 months bank account statement, 2 Passport size photographs. Apart from these, you require to submit-

• Salaried- Latest salary slip/ form 16, ITR for the last 2 years.
• Businessmen/ self-employed- ITR for last 2 years, Audited balance sheet, P&L statement for 2 years, Shop & establishment act certificate/ Sales tax certificate/ SSI registered certificate/ copy of partnership.
• Persons engaged in agricultural and allied activities- Direct agricultural activity, allied agricultural activity.

Get RBL Bank Personal Loan via ETMoney App

RBL Bank offers an easy solution for those seeking Personal loan through ETMoney App. ET money mobile app is available for both iOS and android users.

ETMoney Creditline provides solutions to the customer’s financial queries such as expense management, investment, and insurance solutions. It has simplified the process of borrowing of funds from RBL Bank with digital banking. Get Instant access of funds on ET Money mobile app. In addition to this, enjoy the dual benefits of a credit card and RBL Bank personal loan on ET Money mobile app.

The applicants of RBL Bank Personal loan can avail it through ET Money App.

• Amount: Rs. 3000 to Rs. 5 lakhs.

• Tenure: Few days to few years.

• 14% per annum interest rate.

• No pre-payment charges/ hidden costs.

• Quick/ paperless/hassle-free.

• Transfer money directly to your bank account.

The users can also use it as a Credit Card for making purchases. The applicant simply has to enter a few basic details to set up a credit limit.

• Pre-approved creditline. (existing user on ET Money).

• Machine learning- based proprietary scorecard to enable users with no credit score to get a Creditline.

• Get 50 days interest free spending power.

• Make Regular purchases (both online and offline).

• Multiple repayment options.

• Smart Reminders for Repayment.

• Instant withdrawals.