There is a good news for the loan borrowers from Bandhan Bank, They can now get loans at 3% lower rate. The customers who are willing to pay their loan EMI (Easy Monthly Installments) at the bank branches are eligible for this offer and can get loan at 3% lower rate. According to the officials, the bank also provide doorstep services for the collection of installments, but the customers who avail such service are bound to pay more.
Kolkata-headquartered Bandhan is the first bank to be set up in eastern part of India after Independence. Currently, The Bank has 3,667 touch points pan India consisting of 840 bank branches, 2,444 Doorstep Service Centres (DSCs).
The variations in the price are due to these changes in the services provided by the bank. Bandhan Bank Loan can be taken without any hassle and now that the bank has given a way to save there money, it is the best resort of the loan availers.
Not for every loan, the bank is offering less rates. These 3% lower rates are only for micro loans that comes with a cap of ₹ 1.5 lakhs.
Micro loans are provided to start your home based business. You can easily invest in your business, adding the extra income to the family. Suchana, Srishti, Suraksha, Susikhsha are the types of micro loans offered by the bank.
The details for Bandhan Bank Micro Loans Amount are given below in the table.
| TYPES | Minimum Loan Amount | Maximum Loan Amount | Loan Tenure |
| Suchana | ₹ 1000/- | ₹ 25,000/- | Up to 1 Year |
| Srishti | ₹ 25,000/- | ₹ 1,00,000/- | Up to 2 Years |
| Suraksha | ₹ 1000/- | ₹ 10,000/- | Up to 1 Year |
| Susikhsha | ₹ 1000/- | ₹ 10,000/- | Up to 1 Year |
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